I must be old fashioned!

I must be old fashioned as I have many old fashioned views.  I was taught that if you want something you SAVE your money and then when you have saved enough, you can then BUY it.  What did this teach me?  Well for one I don't buy anything I don't really want, so I don't waste money or buy things on the spur.  Also I actually LOOK AFTER what I have bought.  Why isn't money management taught in schools?  Luckily for my kids they have been taught the value of money and will not become another debt statistic.

Recently I looked at buying an expensive Italian leather sofa.  The salesmen face was a picture when I said I didn't need credit.   I told them if I needed credit then I couldn't afford the sofa and wouldn't be stood here. They looked at me as if I was an alien.  The next thing the manager and every other sales person was sat around me on this fine sofa trying to convince me how a phone call could get me a really good deal!  They must of thought I was born yesterday.  I would only get a discount if I committed to buying the sofa there and then.  They were really quite pushy so I kept them there for a while, letting them use their sales bull to try and get my money.  This just made me more intent on wasting their time and NOT buying the damn sofa.

I hate this buy now pay later culture.  Who invented that??? To me that is madness and will only result in debt, hence today's problems...